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Publications

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APACS Annual Review 2003
Annual publication providing a review of APACS work (March 2004)
Card Fraud the Facts 2004
This small booklet is created annually and contains all the latest facts and figures along with an explanation of the different types of card fraud and preventative advice for cardholders.
The Way We Pay - A Market Review of the Plastic Card Industry in 2003 In this report, we lay out– for the first time – key data on the use, and role of plastic cards in our society over the last year.
Oxera Debt Study
Oxera has been commissioned by the Association for Payment Clearing Services (APACS), the British Bankers Association (BBA), the Consumer Credit Association (CCA), and the Finance & Leasing Association (FLA) to undertake a study of UK consumer debt. The objective of the study is to provide a realistic assessment of the scale of the debt situation in the UK, based on existing reports and available data.
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